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Meet Creo.
The AI platform purpose-built for finance teams.

From raw spreadsheets to reconciled reports, Creo handles complex finance workflows with explainable logic and built-in audit trails.

One Finance HQ.
A full crew of finance-native AI agents.

Creo is ZenStatement’s AI platform, home to a growing team of agents, each trained on financial logic and built for a specific job. From financial data analysis and vendor reconciliation to Amazon seller accounting and billing, each agent understands the schemas, data quirks, and edge cases of its domain.

Vendor Recon Agent

Vendor Reconciliation

AI-powered AP assistant that automatically reconciles vendor statements, flags TDS/GRN/PO mismatches, and streamlines vendor follow-ups.

⚪ Coming soon
Live now
AI Finance Analyst Agent

AI Finance Analyst

A GPT-like conversational AI designed specifically to understand, reconcile, and analyse financial data.

Usage-based Billing Agent

Usage-based Billing

An AI-powered AR assistant that automates invoicing, while tracking, managing, and resolving usage-based billing challenges for high-volume businesses.

⚪ Coming soon

Introducing the AI Finance Analyst

Built to analyse your data, surface anomalies, and deliver audit-ready recons, fast.

Fast-track your reconciliations

Automatically match records and surface mismatches instantly.

🔍

Resolve discrepancies with full context

Trace every number back to its source with explainable logic.

🛡️

Defend every result with confidence

Share outputs backed by a complete, auditor-ready trail.

Finance.
Made conversational.

Upload your data and ask questions in plain English. Drill into the details, uncover insights, and get precise answers.

"Show me vendor spend trends."
"Identify payment anomalies."
"Why didn't these match?"
"Why is average payment delay up 23% in Q4?"
"Reconcile these two files."

And the compounding effect: The AI Finance Analyst learns your patterns, understands your vendors and logic better, becoming your smartest teammate over time.

See it in action

The only AI that
truly speaks finance

Generic AI gives you answers. The AI Finance Analyst gives you answers you can stake your books on.

Generic AI Creo’s AI Finance Analyst
Built to generate answers; doesn’t know a date format mismatch will break your reconciliation Understands reconciliation logic, multi-way matching, and finance schemas natively
Misses schema mismatches and format issues Flags data issues, schema mismatches, date inconsistencies, and currency conflicts upfront
Assumes ambiguous fields and guesses intent Asks clarifying questions before running analysis
Returns just a final answer Shows the SQL, reasoning, and full audit trail behind every result
Stops at generic insight Surfaces anomalies and patterns before they become problems
Generates text answers only Reconciles data across files and generates finance-ready charts you can drop into reports
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